GIC & Deposit Rates
Featured Rates
|
Term
|
Rate effective May 6, 2026 |
|---|---|
| 1 Year Redeemable GIC - New Money | 3.000% 2 |
Long-Term Deposits
|
Term
|
Rate effective Oct 19, 2026 |
|---|---|
| 1 Year GIC (non redeemable) | 3.100% 1 |
| 15 Month GIC (non redeemable) | 3.150% 1 |
| 18 Month GIC (non redeemable) | 3.250% 1 |
| 2 Year GIC (non redeemable) | 3.400% 1 |
| 3 Year GIC (non redeemable) | 3.600% 1 |
| 4 Year GIC (non redeemable) | 3.700% 1 |
| 5 Year GIC (non redeemable) | 3.800% 1 |
Short-Term Deposits
|
Term
|
Rate effective Oct 5, 2026 |
|---|---|
| 1 month to less than 2 months (non redeemable) | 1.900% 1 |
| 2 months to less than 3 months (non redeemable) | 1.950% 1 |
| 3 months to less than 4 months (non redeemable) | 2.000% 1 |
| 4 months to less than 6 months (non redeemable) | 2.200% 1 |
| 6 months to less than 9 months (non redeemable) | 2.400% 1 |
| 9 months to less than 12 months (non redeemable) | 2.600% 1 |
|
Market-Linked GIC
|
|---|
| View Current and Past Offers |
Short-Term US Deposits
|
Term
|
Rate effective Sep 28, 2026 |
|---|---|
| 1 month to less than 2 months | 2.500% 1 |
| 2 months to less than 3 months | 2.600% 1 |
| 3 months to less than 4 months | 2.700% 1 |
| 4 months to less than 6 months | 2.800% 1 |
| 6 months to less than 9 months | 3.000% 1 |
| 9 months to less than 12 months | 3.100% 1 |
Rising Rate GIC
|
Term
|
Rate effective Sep 21, 2026 |
|---|---|
|
3 Year Rising Rate GIC
Year 1
Year 2
Year 3
|
2.500%¹
3.500%¹
4.500%¹
|
|
7 Year Rising Rate GIC
Year 1
Year 2
Year 3
Year 4
Year 5
Year 6
Year 7
|
0.600%¹
0.700%¹
0.800%¹
0.900%¹
1.000%¹
1.500%¹
2.000%¹
|
Let’s find the right GIC, together.
Our Investment Team will work with you to find the GIC that’s right for you and your goals.
Call us at 1.888.517.7000 Mon-Fri, 6am-8pm PT; Sat, 8am-8pm PT; Sun, 9am-5:30pm PT or book an appointment online.
Coast Capital Savings Federal Credit Union is a member of the Canada Deposit Insurance Corporation (CDIC). More CDIC information
Only deposits payable in Canada are eligible to be insured under the Canada Deposit Insurance Corporation Act.
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1. Offer is subject to change without notice at any time. Interest rate is calculated per annum and accrued daily. Learn more about how our interest rates are calculated on our deposit and GIC accounts. Product specific conditions will apply.