Unlimited Chequing Account

With the Unlimited Chequing Account, you get unlimited day-to-day transactions¹ including sending and receiving Interac e-Transfers.

For the Unlimited Chequing Account, all you need to do is maintain a minimum daily closing balance of $4,000 in your account for the duration of the calendar month and we’ll waive the $8.50 monthly fee.

Also, if you are 59 years of age or older or 25 years of age or younger you pay no monthly fee. Or pay $3.50/month when you set up and deposit monthly payroll or another eligible direct deposit into the account. Eligible deposits include:

ID Assist® is a robust monitoring service designed to protect you from the complexities of identity theft. This service is included at no cost for one account holder.

The free access is available for one account holder. The Primary account holder will receive the activation code but can choose to give the code to another account holder to use instead. Joint account holders interested in identity theft protection services can also enroll in one of the paid plans. For more details, visit www.ccs.idassist.com.

No, you can only receive one monthly fee discount per Unlimited Chequing account. For example, you cannot receive both the Seniors Discount and the Direct Deposit discount on the same account in the same month. We automatically apply to your account the highest value discount you are eligible for each month.

If you have multiple bank accounts, you could receive a different monthly fee discount for each account, as long as you meet the eligibility requirements to receive each of the discounts.